ALL FLORIDA
INSURANCE APPRAISALS

Replacement Cost Valuation
& Actual Cash Value (FEMA 50% Rule)
Appraisal Reports

OUR SERVICES


Reserve Study

The reserve study compiles all your community or building’s depreciating assets and features, and assesses their remaining economic life. With this information, and using the property’s current fiscal health and stability of reserve funds, a financial plan is created. The reserve study plan displays existing reserves, all future capital expenditures, and the amounts needed to be reserved in order to afford replacing all depreciating assets and features at a future time.

Replacement Cost Valuation (an Insurance Appraisal)

An appraisal report providing the insurable value. The insurable value is the cost to replace, at one time, all buildings, structures, and or improvements of like kind and quality if destroyed. These evaluations are used by insurance companies as the basis for insurance and contain prices pertaining to labor, materials, overhead profits, and fees that are in effect immediately preceding the loss. 

Actual Cash Value (ACV) / FEMA 50% Rule

An appraisal report providing the insurable value minus depreciation used by local officials in the building permit approval process. This is the cost to replace a building on the same parcel with a new building of like-kind and quality, minus depreciation due to age, use, and neglect

1
Year Established
1
Completed Valuations
1
Years of Combined Experience
1
Florida Counties Covered

Accepted by All Major
Insurance Carriers &
Passes All Local Official
ACV Appraisal
Checklists


Our Appraisal Reports are accepted and approved by all major insurance companies throughout Florida, including Citizens Insurance.

OUR STORY


For more than two decades, the Certified Property Appraisers at All Florida Insurance Appraisals have been the trusted choice for insurers seeking precise and reliable Replacement Cost Valuations. As a father-and-son business, we’ve built our foundation on strong relationships with Community Managers, Board Members, Insurance Agents, and Insurers. We’re proud to deliver not only industry-leading valuation reports in both accuracy and turnaround times, but also to provide the personal touch by always being available to answer your questions and concerns. At All Florida Insurance Appraisals, we treat you like family.

OUR TEAM


All Florida Insurance Appraisals is made up of Paul Cassidy, a State Certified General Real Estate Appraiser, and Christian Cassidy, a State Certified Residential Real Estate Appraiser. Paul has spent the past 21 years mastering the commercial insurance appraisal industry. Christian, right alongside him, is constantly adapting to new practices, ensuring All Florida Insurance Appraisals stays current and highly accurate.

Paul R. Cassidy

State Certified General Real Estate Appraiser Cert Gen RZ3176

Christian N. Cassidy

State Certified Residential Real Estate Appraiser Cert Res RD8730

OUR VALUE


01.

You won’t pay a cent until you’ve received the report and are completely satisfied.

02.

Our team is always here for you. When you call, one of our Licensed Appraisers will personally answer and address all your questions.

03.

Guaranteed Turnaround Times: NO RUSH FEES..

04.

Unlike others, we are State Certified Appraisers with over 40 years combined experience.

05.

We offer multiple pricing options to help you save on your required renewals.

PROPERTIES COVERED


Condominiums & Coopertives

feat. Lake Harbour Towers

Office, Retail & Warehouse Buildings

feat. Quantum Marine Stabilizers, Fort Lauderdale

Homeowners Associations (HOA)

feat. Serendipity at Pelican Bay

All Other Commercial Buildings

feat. Ocean’s Edge at Singer Island

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